Homeowner’s insurance helps you start over by providing:

• Money to repair or replace your home in the event of loss.
• Money to replace your contents (furniture, clothes, appliances, etc) if they are destroyed, stolen or damaged.
• Liability protection if someone gets hurt while on your property or if you and your family members accidentally damage someone’s property.
• Money to cover additional living expenses if you are forced to move out of your home because of a fire or some other insured peril.

What should you consider when deciding the coverage you need:

One of the most important things in choosing a policy is to have an adequate level of insurance coverage, should you need to make a claim. While opting for less cover will cost you less in premiums, having insufficient coverage would be extremely expensive, if you ever need to make a claim. When choosing the most suitable level of coverage, you should be mindful of your answers to the following questions:

• How much will it cost to rebuild your house today?
• How much will it cost to replace the contents of your home?
• What protection do you have against liability claims?

For more information on deciding how much Homeowners Coverage you need, please Click here to view our brochure or Contact us.

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