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1-868-675-6760

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All Auto Insurance policies include one or more

Additional Benefits


Roadside Assistance

Free access to our roadside assistance service. Policy holders can call the toll-free number for assistance anywhere, anytime, 24 hours a day, 365 days a year at no additional cost.

Loss Of Use Cover

When the vehicle insured is the subject of an insurance claim, the policy holder can request a replacement vehicle for up to 14 days.

Personal Accident Benefit

All policy holders with Comprehensive insurance benefit from medical coverage up to $10,000 for both the policy holder and their spouse, in the event of an accident.


Free Coverage Against Natural Disasters

All Comprehensive insurance policy holders are covered against physical loss or damage to their motor vehicle caused by any natural disasters including floods, hurricanes, earthquakes and other special perils.

Discounts are applied automatically

Our Motor Insurance Discounts

Anti-Theft Protection Discount
This discount is given when the vehicle being insured fits one of the following criteria:
• CarSearch Protection discount 20%.
• European Car discount 20%.
• Car Alarm System 15%.


Sagicor Policy Holder Discount
This discount is given to customers that have a separate preexisting insurance policy with Sagicor.
• Other Sagicor General Business 20%.
• Sagicor Life Business 20%.

Giving you peace of mind

Company information

J Rampersad & Co. Limited

#185 El Socorro Road, San Juan, Trinidad and Tobago. (The 4th building on the right, just off the Churchill Roosevelt Highway).

Contact details

Cell: 1-868-388-8888 or 1-868-350-5605
E-mail address: info@jrcoltd.com

Contact us!

Phone/Fax: 1-868-675-6760

Available 8:00am - 4:00pm